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WebA “high-risk driver" is one who has a higher potential of filing a claim on his or her car insurance than the average driver. Car insurance companies often see high-risk drivers … WebThe level of expense factor can impact the overall premiums charged for insurance policies as well as the profitability of the insurance company itself. Importance of identifying and analyzing high-risk areas for insurance coverage. Insurance programs are a crucial aspect of risk management in today’s unpredictable world. duty shotgun
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